Terms

Terms of use

Not financial advice

The Wodge is a modelling and education tool. It shows the arithmetic consequences of the numbers you enter under clearly-stated assumptions. It does not know your circumstances, does not make recommendations, and is not a substitute for regulated financial advice. Decisions you make are your own.

No guarantees

Projections are illustrative, use simplifying assumptions, and are not predictions. Real investment returns vary and can be negative. We make no warranty that any projected figure will be achieved.

Use of the tool

The tool is provided “as is”, for personal, non-commercial use. We may change or withdraw it at any time. To the extent permitted by law, we accept no liability for decisions made on the basis of its output.

This is a plain-language summary for a simple v1, not an exhaustive legal agreement.