What is £200 a month actually worth?
£200 a month feels small. Over years, compounding does something that doesn’t feel small at all.
Rather than quote a single headline number, fill in your own starting pots and watch the contribution and the growth stack up.
£200 a month is £2,400 a year. Over 25 years that’s £60,000 of your own money — steady, unremarkable, entirely within your control.
Invested and left alone, those contributions grow — and the growth compounds on earlier growth. By 60 the market’s share often dwarfs the contributions themselves.
The scenario table shows exactly this: carry on, or add £100 or £500 a month, and see each result side by side.