Security

We protect your numbers mostly by not touching them

The calculator is stateless by design. That’s a stronger promise than encryption alone — there’s simply nothing sitting on a server to protect.
Nothing leaves your browserNo accounts, no passwordsNo bank connections

Last updated 18 July 2026.

How we protect what you enter

Most security pages explain how carefully data is stored. Ours is simpler: the figures that matter — your pension, investments and cash — are never sent to us in the first place.

We don’t store your financial figures

Your age, pension, investments and cash live in your browser and in the page’s own address — nowhere else. There is no database row with your numbers in it, because the calculator never sends them anywhere.

We don’t require bank connections

No Open Banking, no linked accounts, no live balance fetched in the background. You type what you’re comfortable typing, and that’s the whole extent of it.

We don’t sell or share your data

The only thing we ever collect is an email address, and only if you choose to give one. It’s used to send occasional notes — never sold, never shared for advertising.

Traffic to the site is encrypted

Every connection to the site runs over HTTPS. There’s deliberately very little else in transit — the numbers that matter never left your device to begin with.

What we do collect

A newsletter email, only if you offer one, and — if enabled — cookieless analytics that count page views without identifying you. Neither ever includes anything you typed into the calculator. The full detail is on the privacy page.

Tell us if something looks wrong

If you spot anything that concerns you — a broken assumption, a stray request, anything — security@thewodge.co.uk reaches the people who built this. We read every message.

Built to need less of your trust, not more.

Nothing here is a certification — it’s an architecture. The less we hold, the less there is to protect.

Check your trajectory

The Wodge is a modelling tool, not financial advice, and is not authorised or supervised by the Financial Conduct Authority. See terms for the full detail.